What is ISA Program Management?
Outcome works directly with investors to facilitate program-specific investments or to build a portfolio of ISA programs.
Whether investing in a single program or across a portfolio, we offer the flexibility to match investor directives around social impact and financial return with top-quality higher education providers. Our ISA Program Management service identifies high-impact education providers, evaluates ISA program design, and supervises ongoing program servicing and financial management.
Our platform includes the most comprehensive and flexible ISA pricing and underwriting model to date. We combine extensive qualitative and computational research to identify academic programs that feed into high-opportunity labor market sectors. Our ISA program design approach estimates social impact, forecasts student earnings and program performance, and sets confidence intervals on the timing and scale of cash flows.
Outcome has built a student-centric origination platform to handle ISA applications and student onboarding, as well as all regulatory and legal disclosures. We work with best-in-class servicing partners, who leverage decades of experience in the student loan industry, to ensure a seamless student engagement. Centralizing program implementation allows us to control costs and ensure quality, while our outside legal experts ensure ongoing regulatory compliance.
Performance monitoring and reporting ensures our investors remain up-to-date on key metrics such as payment flows, current return projections, and student borrower experiences. With the most powerful ISA forecasting model on the market, we integrate student payments data and respond to macroeconomic shifts in real time to provide ongoing guidance about program performance.